Uber has changed the way we travel. With just a tap on your phone, you can request a ride within minutes, making transportation more convenient than ever. However, with convenience comes risks. Crashes can still take place, and passengers could end up injured.
In this article, the most common injuries in Uber-related accidents, the process of determining fault, as well as the legal process for compensation.
Frequent Injuries from Uber Rides
Passengers in an Uber may suffer a variety of injuries, especially during collisions or accidents. Some frequent injuries include:
Neck Injuries: This neck injury is common in rear-end collisions, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.
Fractures: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.
Concussions and Brain Trauma: Brain injuries, including concussions, are often serious after crashes. These injuries may result in long-term cognitive issues and other serious health problems.
Spine Injuries: Back and spine injuries are common in high-impact crashes. These types of injuries often need extensive medical intervention.
Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.
Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Such cuts may need immediate medical attention, including surgery.
Determining Liability in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.
A Different Driver: If another vehicle was at fault, their driver could be liable for the accident.
Uber’s Liability: Uber may be liable in certain situations through its insurance policies. For accidents during rides, Uber provides liability coverage of up to $1 million.
Third-Party Liability: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.
Insurance Coverage for Uber Accidents
Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a uber injury lawsuit ride, en route, or carrying passengers.
Driver Not Using the App: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
How to File a Legal Action for Uber Injuries
If an Uber accident causes significant injury, legal action may be required to get fair compensation. The legal process can help victims recover lost wages, medical expenses, and damages.